The ability to earn an income is one of your most valuable assets. Disability insurance can provide you with financial security by replacing a portion of your earnings if an accident or illness causes you to become unable to work or earn an income.

Disability insurance is designed to provide you with a monthly income to help cover your ongoing expenses such as mortgage payments, food and other bills. You might already have disability insurance through your employer, but you should be aware that this coverage may leave significant gaps in coverage. Individual disability insurance can provide you with more flexibility and can also help protect more of your earnings.